In life, the only thing that is truly certain is, well, uncertainty. This is especially true for military families who are all too familiar with the many changes that come with their commitment to service — from changing duty stations, homes, and schools to losing and regaining local support systems, and more. These changes can shake up a family’s financial stability. One way to manage those twists and turns is through life insurance coverage that sets up a secure future for your loved ones. But life insurance policies differ, and it’s important to understand your options so you can choose one that offers the predictability, protection, and lifelong coverage you really need, instead of a bumpy ride.  

Permanent life insurance, such as our Value-Added Whole Life, stands apart from market-based options. Here’s why. 

What Is Whole Life Insurance, Anyway?  

Whole life insurance is a type of permanent life insurance that covers lifelong coverage until you die or cancel your policy. And although it may look more complex than variable or indexed universal life insurance — and more expensive per dollar of coverage — it also offers a higher level of stability, since it isn’t tied to the ups and downs of the market. Armed Forces Mutual’s whole life coverage also offers:  

• Guaranteed premiums that never increase 
• Guaranteed death benefits to protect your loved ones 
• Guaranteed cash value growth over time 

In other words, no matter what’s happening in the economy, your coverage and its value remain steady. 

Membership Is Key 

Available exclusively to active servicemembers, Veterans, retirees, spouses and children up to age 80, as well as grandchildren under age 24, our Value-Added Whole Life insurance is a great way to lock in low rates for your and your loved ones’ entire lives. Plus, if you need it, you can opt to use it as a long-term care settlement option, for no additional premium. As with all Armed Forces Mutual coverage options, you receive all the benefits of Membership, including our hallmark Survivor Assistance Services. 

If you’re looking for a life insurance solution that will remain steady as you go, with coverage that supports you across every stage with no surprises, get a quote today.