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Career Assistance Program (CAP) Loan

A personal loan trusted by over 45,000 servicemembers

AAFMAA is the longest-standing, non-profit financial solutions provider supporting military families and Veterans. AAFMAA was founded on the spirit of taking care of military families and we offer financial solutions designed with you in mind to fit every stage of your military life and beyond.

About This Benefit of Membership

What Is Included?

  • $5,000 personal loan at 1.5% Annual Percentage Rate from AAFMAA, trusted by the military community for 142 years
  • 60-month repayment schedule, no fees, extra charges, or prepayment penalties
  • Loan proceeds provided through a checking account at Armed Forces Bank; use the funds for whatever you need
  • AAFMAA warrants that it makes no charges and collects no fees, other than insurance premiums, and loan principal and interest payment, and has no penalty charges for prepayment of the amount due
  • AAFMAA has complied with the provisions of Regulation Z, which implements the “Truth in Lending Act” (Public Law 90-32)

Who Is It For?

  • Active Duty, National Guard, or Reserve in ranks E-5 to O4, including all Warrant Officers
  • Must be an AAFMAA Member with $250,000 of Term or $50,000 of Value-Added Whole Life insurance
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Start the Process Now

Request more information about the CAP Loan by filling out the form below.

Important Note:  The form below is for first-time CAP applicants only.

Already had a CAP Loan? You might qualify for another one! Call us at 800-336-4538 to find out.

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