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Generations Plus

Protect what matters

  • CheckmarkLow premiums
  • CheckmarkCoverage from $10,000 - $50,000
  • CheckmarkChildren, Grandchildren

About This Plan

Includes:

  • Coverage at $10,000, $15,000, $20,000, $25,000, $30,000 , $40,000 and $50,000
  • Very low premiums, which are locked in when the child is young
  • At age 18, coverage amount doubles automatically with no increase in premium
  • Guaranteed ability to purchase additional insurance with no medical underwriting or physical exams
  • Can exercise 4 guaranteed purchase options to buy up to double the initial face amount each time at ages 21, 25, 30, 35, and/or 40 (Premiums determined at application)
  • Ultimately provides the child with guaranteed ability to get insurance totaling 10 times the initial policy purchased.
  • Lock in ability to get more AAFMAA insurance for life

Who it's for:

  • Children aged 15 days to 14 years old
  • Grandchildren aged 15 days to 14 years old

Sample Rates and Comparisons

Monthly Premium Rates

Issue Age $10,000 $15,000 $20,000 $25,000 $30,000 $40,000 $50,000
under 1* $5.20 $7.80 $10.40 $13.00 $15.60 $20.80 $26.00
1 $5.50 $8.25 $11.00 $13.75 $16.50 $22.00 $27.50
3 $5.90 $8.85 $11.80 $14.75 $17.70 $23.60 $29.50
4 $6.10 $9.15 $12.20 $15.25 $18.30 $24.40 $30.50
5 $6.20 $9.30 $12.40 $15.50 $18.60 $24.80 $31.00
6 $6.40 $9.60 $12.80 $16.00 $19.20 $25.60 $32.00
7 $6.60 $9.90 $13.20 $16.50 $19.80 $26.40 $33.00
8 $6.90 $10.35 $13.80 $17.25 $20.70 $27.60 $34.50
9 $7.20 $10.80 $14.40 $18.00 $21.60 $28.80 $36.00
10 $7.40 $11.10 $14.80 $18.50 $22.20 $29.60 $37.00
11 $7.60 $11.40 $15.20 $19.00 $22.80 $30.40 $38.00
12 $8.00 $12.00 $16.00 $20.00 $24.00 $32.00 $40.00
13 $8.30 $12.45 $16.60 $20.75 $24.90 $33.20 $41.50
14 $8.60 $12.90 $17.20 $21.50 $25.80 $34.40 $43.00

* minimum age of 15 days


 

Example Coverage

Issue Age $10,000 $15,000 $20,000 $25,000 $30,000 $40,000 $50,000
At Age 18 (coverage doubles with no premium increase) $20.000 $30.000 $40.000 $50.000 $60.000 $80.000 $100.000
By Age 35 or 40 (if all four guaranteed options are executed) $100.000 $150.000 $200.000 $250.000 $300.000 $400.000 $500.000