Enhance Your Employee Benefits

Group Term Life Insurance

Provide your employees with more than just insurance. Armed Forces Mutual delivers competitive rates, extraordinary products, and unmatched support services that set your benefits package apart.
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Why Choose Armed Forces Mutual

Group Term Life Insurance from Armed Forces Mutual offers unique advantages that benefit both employers and employees. Providing this critical benefit for your team members and their families can be a great advantage in the labor market.

Competitive Rates
Affordable coverage options that maximize your benefits budget while providing substantial protection.
Customizable Plans
Tailor coverage levels and options to meet the specific needs of your organization and employees.
Superior Service
Dedicated account management and responsive support for both employers and covered employees.
Added Benefits
Membership advantages that extend beyond insurance, providing lifelong value to your employees.
Membership Benefits
A True Employee Benefit

More Than Just Insurance

Our Group Term Life Insurance features benefits that distinguish Armed Forces Mutual as your ideal partner.

Flexible Coverage Options

Our Group Term Life Insurance plans offer flexibility to meet your organization's specific needs. Coverage is available for your employees, who in turn will get access to purchase additional Armed Forces Mutual coverage for their spouses and dependent children, if they choose. Plans can be employer-paid, employee-paid, or a combination of both. We offer guaranteed issue amounts based on group size and portable coverage options that allow employees to maintain protection even after leaving your organization.

Strengthen Your Benefits Package

Adding Armed Forces Mutual Group Term Life Insurance to your benefits package can help attract and retain top talent while demonstrating your commitment to employee well-being. Our plans are designed to be cost-effective and administratively simple, with dedicated account management to minimize your HR team's workload. We provide comprehensive implementation support, employee education materials, and ongoing administrative assistance to ensure a smooth experience for both your organization and your employees.

Coverage with Benefits

Employees covered under our Group Term Life Insurance receive more than just a death benefit—they gain Armed Forces Mutual Membership. This includes access to our Digital Vault for secure document storage, Survivor Assistance Services for their loved ones, and financial education resources. These additional benefits provide value throughout their career and beyond, regardless of where their professional journey takes them. Our commitment to extraordinary service ensures your employees receive the support they deserve.

Membership Benefits
Seamless Onboarding

Our implementation process is designed to be straightforward and efficient. We begin with a comprehensive needs assessment to understand your organization's specific requirements. Our team then develops a customized plan and provides all necessary enrollment materials and support. Throughout implementation, a dedicated account manager serves as your single point of contact, ensuring clear communication and prompt resolution of any questions. After launch, we provide ongoing support and regular plan reviews to ensure continued satisfaction.

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Plan Features
Flexible Coverage Options

Our Group Term Life Insurance plans offer flexibility to meet your organization's specific needs. Coverage is available for your employees, who in turn will get access to purchase additional Armed Forces Mutual coverage for their spouses and dependent children, if they choose. Plans can be employer-paid, employee-paid, or a combination of both. We offer guaranteed issue amounts based on group size and portable coverage options that allow employees to maintain protection even after leaving your organization.

Employer Benefits
Strengthen Your Benefits Package

Adding Armed Forces Mutual Group Term Life Insurance to your benefits package can help attract and retain top talent while demonstrating your commitment to employee well-being. Our plans are designed to be cost-effective and administratively simple, with dedicated account management to minimize your HR team's workload. We provide comprehensive implementation support, employee education materials, and ongoing administrative assistance to ensure a smooth experience for both your organization and your employees.

Employee Advantages
Coverage with Benefits

Employees covered under our Group Term Life Insurance receive more than just a death benefit—they gain Armed Forces Mutual Membership. This includes access to our Digital Vault for secure document storage, Survivor Assistance Services for their loved ones, and financial education resources. These additional benefits provide value throughout their career and beyond, regardless of where their professional journey takes them. Our commitment to extraordinary service ensures your employees receive the support they deserve.

Membership Benefits
Implementation Process
Seamless Onboarding

Our implementation process is designed to be straightforward and efficient. We begin with a comprehensive needs assessment to understand your organization's specific requirements. Our team then develops a customized plan and provides all necessary enrollment materials and support. Throughout implementation, a dedicated account manager serves as your single point of contact, ensuring clear communication and prompt resolution of any questions. After launch, we provide ongoing support and regular plan reviews to ensure continued satisfaction.

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Quick Answers

Want to Know More?

What makes Armed Forces Mutual Group Term Life Insurance different from other providers?

Armed Forces Mutual stands apart through our combination of competitive rates, customizable plans, and extraordinary service. Most importantly, employees covered under our Group Term Life Insurance gain Armed Forces Mutual Membership, which includes valuable benefits like Digital Vault document storage, Survivor Assistance Services, and financial education resources that extend beyond the insurance coverage itself.

How is pricing determined for Group Term Life Insurance?

Pricing for Group Term Life Insurance is based on several factors, including group size, employee demographics, coverage amounts, and plan design. We work with each organization to develop a cost-effective solution that meets both budget requirements and employee protection needs. Our goal is to provide maximum value while maintaining affordable rates.

What are the eligibility requirements for coverage?

Eligibility is typically determined by employment status (full-time, part-time, etc.) and can be customized based on your organization's preferences. We offer guaranteed issue amounts based on group size, meaning eligible employees can receive coverage up to certain limits without medical underwriting.

Can employees maintain coverage if they leave our organization?

Yes, our plans include portability options that allow employees to maintain coverage even after leaving your organization. This valuable feature provides continuity of protection during career transitions and adds significant value to your benefits package.

How does claims processing work?

Our claims process is designed to be straightforward and compassionate. Beneficiaries have access to our Survivor Assistance Services team, who provide guidance through the claims process and offer support resources during a difficult time. Claims are processed promptly, with clear communication throughout.

Helpful Resources

Explore these resources to learn more about Group Term Life Insurance and employee benefits best practices.

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Organizations Who Trust Us

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Elevate Your Benefits Package

As your partner, we'll deliver on our outstanding reputation for extraordinary products supported by superlative customer service while your employees enjoy added benefits they simply won't get from any other insurance provider or broker. Complete the form at the top of this page, email groupterm@aafmaa.com, or give us a call at 888-675-2120.