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Fill SGLI coverage gaps

  • CheckmarkSupplemental to SGLI
  • Checkmark$100,000 of coverage
  • CheckmarkRenewable every 5 years to age 70
  • CheckmarkSmart for young servicemembers, ages 18-44

About This Plan

What Is Included?

  • Lifetime Membership eligibility in the oldest, non-profit, military association
  • Unique Survivor Assistance Services not available anywhere else
  • A Digital Vault for online storage of essential documents
  • Access to exclusive AAFMAA Member benefits
  • Guaranteed Acceptance for those who qualify
  • No medical underwriting or questions
  • $100,000 of coverage
  • Supplemental to SGLI
  • Free financial education resources

Who Is It For?

  • Available exclusively to active duty military or a member of the National Guard or Reserve and meet one of the following qualifications:
  • Those with a qualifying military physical within the last nine months
  • Those who have been accepted in (or completed) a military career enhancing school including officer training, flight school and many others.


You joined the military to serve your country — and the benefits you’ll receive in return for your dedication and courage throughout your career are countless. You can take advantage of one of those benefits right now by applying for BeyondBasic® from AAFMAA. It’s life insurance that fills the gaps that your Servicemembers Group Life Insurance (SGLI) plan doesn’t cover, and was created by AAFMAA specifically for servicemembers like you who are early in their career or who are training to be officers.

Unlike SGLI, BeyondBasic will stay with you when you leave the service — and you don’t have to choose between SGLI and BeyondBasic. You can have both! Enjoy the comfort of knowing you’re fully-protected with an additional $100,000 of coverage from AAFMAA. While it may not seem like you need it right now, that extra layer of protection will mean the world to your loved ones should you ever need it — from the life insurance provider trusted by the military community since 1879.

Age Group Non-Smoker Monthly Premium Smoker Monthly Premium
18-29* $9.00 $12.00
30-34 $12.00 $16.50
35-39 $16.00 $22.50
40-44 $20.00 $28.50

*Policy must be renewed every 5 years.

It’s easy to apply — and guaranteed, with fast approval if you meet the requirements. Renew in five years, or when you need more coverage, such as when you get married, start a family, or buy a house — you can upgrade to one of AAFMAA’s other always-affordable policies for more protection. We’re ready when you are.

Apply online at or call 877-398-2263 today to start your BeyondBasic application right over the phone with an AAFMAA Membership Coordinator. We look forward to welcoming you to America’s oldest non-profit military association.