When an AAFMAA member passes away, the death benefit of their life insurance policy is available to be paid to the surviving beneficiaries. If shares are designated, any unpaid shares to deceased beneficiaries will be divided among surviving entitled beneficiaries unless otherwise stipulated.
No payment can go to any contingent beneficiaries unless all primary beneficiaries are deceased. If no beneficiaries are living at the insured’s death, the benefit will be paid to the owner or estate of owner.
If you would like to change your beneficiary, just download the form under the Decision Center tab choose Downloadable AAFMAA Forms. Print the Beneficiary Designation Form, complete, sign, date and either email it to firstname.lastname@example.org, fax to 1-888-210-8201 or mail to 1856 Old Reston Avenue, Suite 200, Reston, VA 20190.
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AAFMAA coverage is available up to $1,000,000 no matter what type of harm you may encounter.