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Mortgage Disclaimer

DISCLAIMER:

AAFMAA Mortgage Services LLC (AMS), 1 Copley Parkway, Suite 420, Morrisville, NC 27560, Equal Housing Lender, NMLS # 1423968 (https://www.nmlsconsumeraccess.org/). Veteran Affairs (VA) approved lender # 668521-00-00; not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. This is not a commitment to lend; all loans subject to credit approval and other criteria. For state licensing and additional disclosures, see our Legal & Licensing page.

Contact AAFMAA Mortgage Services LLC for current mortgage interest rates and a complete Loan Estimate. Your actual rate, payment, and fees/costs may vary based on your credit, assets, property value, loan-to-value, VA eligibility, mortgage product, term, and other criteria. Not all borrowers will qualify for a mortgage.

Example:
As of March 29, 2021, a qualified borrower applying for a VA IRRRL, an 'Interest Rate Reduction Refinance Loan' and also known as a VA Streamline Refinance, may expect to get a fixed mortgage interest rate of 2.75% with a 30-day rate lock. This assumes a $300,000 loan amount, 100% loan-to-value (LTV), 30-year term, VA Funding Fee of 0.50% ($1,500), and estimated closing costs of 1.75% ($5,250). Total costs and fees = $6,750, monthly principal and interest payment = $1,224.72 for 360 months, total of payments = $440,900.48, and annual percentage rate (APR) = 2.773%.

In Texas – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.