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Wealth Builder Life Insurance

Gain Retirement Financial Security Now and for the Future

AAFMAA recognizes the concerns Veterans are facing when it comes to maintaining your financial security in retirement. With AAFMAA’s Wealth Builder Life Insurance, your retirement savings are one thing you can control in these uncertain times. Wealth Builder Life Insurance is a safe and stable solution that ensures your retirement savings will continue to grow and achieve high returns, shielded from market shifts and volatility, amid uncertainty and beyond.

Peace of mind, always

Wealth Builder Life Insurance is a comprehensive product that consists of 1 Plan with 4 Solutions to help members of the military community, their spouses, and widows/widowers over age 55 prepare for their changing need in retirement and to confidently achieve a secure financial future.

The 4 Solutions built-in to Wealth Builder Life Insurance include:

1.  Permanent life insurance coverage, which grows a cash value at AAFMAA’s industry-leading 5.1% crediting rate*;

2. The ability to convert your cash value into a stream of income and create your own pension, with no fees;

3. A Long Term Care Settlement Option to receive your death benefit while you are still alive to help cover costs, should you ever need it; and

4. The ability to take out a policy loan or even surrender the policy and receive the cash value back with no penalties.

With Wealth Builder Life Insurance, you receive permanent coverage and cash value growth to build your retirement savings over time. You also have options to diversify your retirement mix, direct your funds easily to your changing needs, and receive AAFMAA’s exclusive Survivor Assistance Services, all with no hidden fees, restrictions, long-term commitments, or medical exam.

Download the Wealth Builder Life Insurance Brochure to print or share more information about this retirement changing opportunity with your loved ones.

You get it all with Wealth Builder Life Insurance. Are you ready to get started?

Visit www.aafmaa.com/wbli for more information and to get a quote. Begin your application online and call 866-533-0521 to complete it with an AAFMAA Membership Coordinator by phone.



AAFMAA Wealth Builder Life Insurance is a life insurance policy. This is not long-term care insurance. For more information, visit aafmaa.com/wbli.

Subject to terms and conditions of the policy, including exclusions and limitations. There is no insurance coverage unless you apply and are accepted by AAFMAA, a policy is issued and you pay the required premium. No war, aviation, terrorist clause. All policies include Survivor Assistance Services.

*AAFMAA's crediting rate is currently 5.1% for 2024, minus an administrative cost, currently 0.75% for a net current return of 4.35%. This rate is not guaranteed and is subject to change. The guaranteed crediting rate is 2.5%, minus the administrative fee for a net guaranteed return of 1.75%.

Wealth Builder Life Insurance policies are Modified Endowment Contracts (MECs) subject to the Technical and Miscellaneous Revenue Act of 1988 (TAMRA). Under TAMRA, you may owe taxes and penalties if you surrender or take a loan against the cash value in your Wealth Builder Life Insurance policy. Please read important tax information here. AAFMAA does not provide tax advice. If you have questions about the tax implications of this product or other life insurance products you own, please consult a qualified tax professional.

The U.S. Government does not sanction, recommend or encourage the sale of this product. Subsidized life insurance may be available from the Federal Government.