To build, buy, or refinance. Call our experts at: phone icon1-844-422-3622

Buy a Home

  • CheckmarkHome purchase mortgages
  • CheckmarkLow rates and low fees
  • Exclusively for military

Buy a Home


  • No money down VA Home Loans
  • Fixed and adjustable rates
  • Terms from 15 to 30 years
  • FHA and USDA loan programs
  • Jumbo and super jumbo loans

Who it's for:

  • For current and former US military servicemembers with qualified credit
Loan Type Interest Rates APR As Low As
VA 30 Year 3.25% 3.613%
VA High Balance 30 Year 3.49% 3.778%
FHA 30 Year 3.125% 3.341%
USDA 30 Year 3.375% 3.531%
Conventional 30 Year 3.50% 3.612%

Important Notes and Disclaimers

Fixed-rate loan payments (principal and interest) remain the same throughout the term of the loan (taxes and insurance will change over the term). All loan products shown in the table above are subject to approval. Actual interest rates are based on an evaluation of credit history and loan term, so your rate may differ than the rates shown in the table above. Rates subject to change at any time. The stated rate may change or not be available at the time of loan commitment or lock in.

For today’s rates, call us at 844-247-4208. Lock commitments cannot be processed by voicemail or email. The above scenarios are based on a credit score of 720 and a loan to value ratio of ≤80%. Contact AAFMAA Mortgage Services LLC at 844-247-4208 for other qualification requirements. For a complete listing of all disclaimers and disclosures, see the links at the bottom of this page.

Section 10VAC5-160-16 of the Virginia Administrative Code requires that we state, “the member’s total finance charges may be higher over the life of the loan”.

Common Questions

There may be many benefits of owning your own home. Many people enjoy the flexibility and ability to decorate and remodel the home to their tastes and needs. You have a more permanent home than renting, and you can take advantage of potentially better schools for your children. There may also be tax advantages such as being able to deduct the interest on your mortgage – but be sure to check with your tax advisor. Instead of paying monthly rent, you pay down your mortgage balance over time to create equity in your home.

Yes, you can. After you apply, your information is reviewed and a decision is then made as to whether you qualify for a mortgage to buy a home and how much you can borrow. Once you get preapproved, you can look for a new home with confidence and sellers and real estate professionals will feel more comfortable and confident when working with you. Call (844)-422-3622 or Contact Us.

To get started, Social Security Numbers for all borrowers are needed along with proof of income such as recent paystubs, W-2’s, pension statement, and/or recent annual tax returns. In addition, you will need to provide information on checking, savings, and investment accounts in addition to all of your existing debts such as credit cards and loans. For more information, please call (844)-422-3622 or contact us.