| Protection that grows! |
| Enjoy level premiums PLUS INCREASING cash value and death benefit over the life of the policy! Coverage is available in $10,000 increments up to $800,000. After costs are deducted monthly, the remaining premium accumulates and earns interest, compounded monthly and tax-deferred. |
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| A history of above average crediting rate |
| AAFMAA is a non-profit, tax exempt organization with minimal operating expenses and no sales force working on commissions. Professional investment management and a conservative long-term perspective generate consistently high returns. Our 2008
crediting rate is 7.2%. This rate is established annually based on investment performance and is NOT guaranteed. |
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| Payment plans to fit your life |
| You select a payment plan to fit your financial needs. Accelerated payment plans such as single premium, 7, 20 and 30 year provide faster policy pay-up and greater growth of cash value and death benefits. Monthly, quarterly and annual premium payment options are available. |
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| Long Term Care Settlement Option |
| Those who meet medical requirements may convert death benefits into regular periodic payments before death to defray long term health care costs. |
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| Satisfaction Guaranteed |
| If you cancel a whole life policy, AAFMAA will refund the cash value or the total premiums paid, whichever is GREATER, with no surrender changes. |
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Please CLICK HERE for more information about our Value-Added Whole Life policy. |