Generations Plus
Give your children and grandchildren the gift of financial security and guaranteed insurability that doubles at age 18 — all with the exclusive benefits of Armed Forces Mutual Membership.
Give a Gift That Grows
A small investment today, a lifetime of protection and opportunities for your children and grandchildren.
Generations Plus: Why It Matters
A simple decision today can create a lifetime of financial advantages for your children and grandchildren.
Generations Plus provides $10,000 to $50,000 of permanent life insurance coverage for your child or grandchild with premiums locked in at today's low rates. When they turn 18, their coverage amount automatically doubles with no premium increase — giving them twice the protection at the same cost. This growing coverage creates a foundation of financial security that follows them throughout their life stages, from childhood through adulthood, regardless of their future career path.
One of the most valuable aspects of Generations Plus is guaranteeing your child's future insurability, regardless of health conditions that may develop. As they grow, they may face health challenges, choose high-risk careers, or develop conditions that would make obtaining affordable life insurance difficult or impossible. Generations Plus ensures they'll always have coverage and the ability to purchase additional insurance later in life with no medical underwriting or physical exams — protection that becomes increasingly valuable as they age.
When you purchase Generations Plus, you're not just providing life insurance — you're passing down lifetime access to Armed Forces Mutual Membership benefits. Even if your children or grandchildren don't serve in the military, they'll have access to all our exclusive products and services as long as their policy remains active. This includes the ability to purchase additional life insurance at preferred rates, access to mortgages, wealth management services, and other financial solutions typically reserved for the military community — a legacy of benefits that extends far beyond the policy itself.
Armed Forces Mutual Members can purchase Generations Plus coverage for their children and grandchildren, ages 15 days to 14 years old. This allows you to extend the benefits of Membership to your family's next generations.
Expanding Protection
Generations Plus provides $10,000 to $50,000 of permanent life insurance coverage for your child or grandchild with premiums locked in at today's low rates. When they turn 18, their coverage amount automatically doubles with no premium increase — giving them twice the protection at the same cost. This growing coverage creates a foundation of financial security that follows them throughout their life stages, from childhood through adulthood, regardless of their future career path.
Future Insurability
One of the most valuable aspects of Generations Plus is guaranteeing your child's future insurability, regardless of health conditions that may develop. As they grow, they may face health challenges, choose high-risk careers, or develop conditions that would make obtaining affordable life insurance difficult or impossible. Generations Plus ensures they'll always have coverage and the ability to purchase additional insurance later in life with no medical underwriting or physical exams — protection that becomes increasingly valuable as they age.
Membership Legacy
When you purchase Generations Plus, you're not just providing life insurance — you're passing down lifetime access to Armed Forces Mutual Membership benefits. Even if your children or grandchildren don't serve in the military, they'll have access to all our exclusive products and services as long as their policy remains active. This includes the ability to purchase additional life insurance at preferred rates, access to mortgages, wealth management services, and other financial solutions typically reserved for the military community — a legacy of benefits that extends far beyond the policy itself.
Financial Foundation
Who Can Apply?
Armed Forces Mutual Members can purchase Generations Plus coverage for their children and grandchildren, ages 15 days to 14 years old. This allows you to extend the benefits of Membership to your family's next generations.
Passing Down Financial Literacy
Resources to help you provide critical financial education create lasting security for your children and grandchildren.
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A Simple Gift, A Lasting Legacy
Give your children and grandchildren the advantage of guaranteed insurability, growing coverage, and lifetime Armed Forces Mutual membership benefits — all with one simple decision.