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Member Benefits

Make the Most of Your Membership

You are important to us, and we take our responsibility to serving you seriously. You’ll always receive our personal attention and full commitment to assisting you and your family for a lifetime.

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Benefits of Membership

You Deserve It All

As an Armed Forces Mutual Member, you get subject matter expertise that helps you gain better, personalized, information about your military benefits and entitlements.

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Our hallmark Survivor Assistance Services ensures your loved ones are never left to navigate loss alone. When a Member passes away, we’ll be there with compassionate, step-by-step support to manage paperwork, help apply for and understand military benefits and entitlement to survivors and provide subject matter expertise during an incredibly difficult time.

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Manage your Membership easily in the Member Center. Review and update your account details, stay up to date on your policy information, explore your Membership benefits, and store all of your essential documents securely, with 24/7 access — all in one convenient location. You’ll stay informed and in control.

Military life comes with a lot of paperwork. Store your vital documents — from DD214s, VA Award letters, Birth certificates, Marriage certificates, and power of attorney forms — safely and securely in your own Digital Vault. You can access them anytime in the Member Center where they’ll remain organized, protected, and easy to share with trusted loved ones when they’re needed.

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As an Armed Forces Mutual Member, you get more than financial protection. You gain access to a network of trusted subject matter experts to help provide guidance as you transition from the military to civilian life, as well as partners offering exclusive discounts, services, and tools tailored to military life.

Survivor Assistance Services

Support When It Matters Most

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Member Center

Secure Online Account Access

Digital Vault Storage

Secure, Organized, Accessible

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Military Transition Assistance

Exclusive Opportunities and Support

Quick Answers

Want to Know More?

Find out how Armed Forces Mutual Membership helps support every stage of your military life.

What benefits do I get as a Member of Armed Forces Mutual?

Members receive access to a range of financial services, expert guidance with military benefits, exclusive partnership discounts, and hallmark support programs like Survivor Assistance, all designed to support military life at every stage.

Is there a cost to becoming a Member?

No, you become a Member by qualifying for and purchasing any product. Membership lasts a lifetime with a policy in force, even if your military status changes.

What are Survivor Assistance Services?

Survivor Assistance Services are our signature support program assisting families as they navigate the government paperwork, ensuring that all military benefits and entitlements are appropriately applied for, and providing support during emotional toll that comes with losing a loved one.

Will my Armed Forces Mutual Membership continue after I leave the military?

Yes. Your Membership and Armed Forces Mutual benefits stay with you for life, even after retirement or separation from service. Our Member Benefits team specializes in helping servicemembers and military spouses understand what will happen financially when they leave the service.

How do I access my Member benefits?

Once you’re an Armed Forces Mutual Member, you will access your account and benefits in the Member Center. Or, you can speak directly with a Member Benefits Representative at 800-522-5221.

Our Members Say It Best

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Great Experience Today

“Visited the AAFMAA office in Reston to review our vault files and discuss in detail the services provided for the survivor… we had a very clear picture of just what [Armed Forces Mutual] offers… following the death of a spouse.”

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I have been a member of AAFMAA for…

“I have been a Member of [Armed Forces Mutual] for around 40 years. I have insurance policies with the association and I fully trust them to provide and protect my family.”

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SUPERB SERVICE ALL THESE YEARS!!

“I was impressed and very grateful to receive such a caring call... A heartfelt "Thank You" for the superb service [Armed Forces Mutual]always provided us…”

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