Group Term Life Insurance
Why Choose Armed Forces Mutual
Group Term Life Insurance from Armed Forces Mutual offers unique advantages that benefit both employers and employees. Providing this critical benefit for your team members and their families can be a great advantage in the labor market.
More Than Just Insurance
Our Group Term Life Insurance features benefits that distinguish Armed Forces Mutual as your ideal partner.
Our Group Term Life Insurance plans offer flexibility to meet your organization's specific needs. Coverage is available for your employees, who in turn will get access to purchase additional Armed Forces Mutual coverage for their spouses and dependent children, if they choose. Plans can be employer-paid, employee-paid, or a combination of both. We offer guaranteed issue amounts based on group size and portable coverage options that allow employees to maintain protection even after leaving your organization.
Adding Armed Forces Mutual Group Term Life Insurance to your benefits package can help attract and retain top talent while demonstrating your commitment to employee well-being. Our plans are designed to be cost-effective and administratively simple, with dedicated account management to minimize your HR team's workload. We provide comprehensive implementation support, employee education materials, and ongoing administrative assistance to ensure a smooth experience for both your organization and your employees.
Employees covered under our Group Term Life Insurance receive more than just a death benefit—they gain Armed Forces Mutual Membership. This includes access to our Digital Vault for secure document storage, Survivor Assistance Services for their loved ones, and financial education resources. These additional benefits provide value throughout their career and beyond, regardless of where their professional journey takes them. Our commitment to extraordinary service ensures your employees receive the support they deserve.
Our implementation process is designed to be straightforward and efficient. We begin with a comprehensive needs assessment to understand your organization's specific requirements. Our team then develops a customized plan and provides all necessary enrollment materials and support. Throughout implementation, a dedicated account manager serves as your single point of contact, ensuring clear communication and prompt resolution of any questions. After launch, we provide ongoing support and regular plan reviews to ensure continued satisfaction.
Plan Features
Our Group Term Life Insurance plans offer flexibility to meet your organization's specific needs. Coverage is available for your employees, who in turn will get access to purchase additional Armed Forces Mutual coverage for their spouses and dependent children, if they choose. Plans can be employer-paid, employee-paid, or a combination of both. We offer guaranteed issue amounts based on group size and portable coverage options that allow employees to maintain protection even after leaving your organization.
Employer Benefits
Adding Armed Forces Mutual Group Term Life Insurance to your benefits package can help attract and retain top talent while demonstrating your commitment to employee well-being. Our plans are designed to be cost-effective and administratively simple, with dedicated account management to minimize your HR team's workload. We provide comprehensive implementation support, employee education materials, and ongoing administrative assistance to ensure a smooth experience for both your organization and your employees.
Employee Advantages
Employees covered under our Group Term Life Insurance receive more than just a death benefit—they gain Armed Forces Mutual Membership. This includes access to our Digital Vault for secure document storage, Survivor Assistance Services for their loved ones, and financial education resources. These additional benefits provide value throughout their career and beyond, regardless of where their professional journey takes them. Our commitment to extraordinary service ensures your employees receive the support they deserve.
Implementation Process
Our implementation process is designed to be straightforward and efficient. We begin with a comprehensive needs assessment to understand your organization's specific requirements. Our team then develops a customized plan and provides all necessary enrollment materials and support. Throughout implementation, a dedicated account manager serves as your single point of contact, ensuring clear communication and prompt resolution of any questions. After launch, we provide ongoing support and regular plan reviews to ensure continued satisfaction.
Want to Know More?
What makes Armed Forces Mutual Group Term Life Insurance different from other providers?
Armed Forces Mutual stands apart through our combination of competitive rates, customizable plans, and extraordinary service. Most importantly, employees covered under our Group Term Life Insurance gain Armed Forces Mutual Membership, which includes valuable benefits like Digital Vault document storage, Survivor Assistance Services, and financial education resources that extend beyond the insurance coverage itself.
How is pricing determined for Group Term Life Insurance?
Pricing for Group Term Life Insurance is based on several factors, including group size, employee demographics, coverage amounts, and plan design. We work with each organization to develop a cost-effective solution that meets both budget requirements and employee protection needs. Our goal is to provide maximum value while maintaining affordable rates.
What are the eligibility requirements for coverage?
Eligibility is typically determined by employment status (full-time, part-time, etc.) and can be customized based on your organization's preferences. We offer guaranteed issue amounts based on group size, meaning eligible employees can receive coverage up to certain limits without medical underwriting.
Can employees maintain coverage if they leave our organization?
Yes, our plans include portability options that allow employees to maintain coverage even after leaving your organization. This valuable feature provides continuity of protection during career transitions and adds significant value to your benefits package.
How does claims processing work?
Our claims process is designed to be straightforward and compassionate. Beneficiaries have access to our Survivor Assistance Services team, who provide guidance through the claims process and offer support resources during a difficult time. Claims are processed promptly, with clear communication throughout.
Helpful Resources
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Elevate Your Benefits Package
As your partner, we'll deliver on our outstanding reputation for extraordinary products supported by superlative customer service while your employees enjoy added benefits they simply won't get from any other insurance provider or broker. Complete the form at the top of this page, email groupterm@aafmaa.com, or give us a call at 888-675-2120.