Guaranteed Acceptance+
Whole life insurance with no medical exam, no health questions, and guaranteed approval. Coverage from $5,000 to $25,000 with premiums that never increase for Veterans, Spouses, and adult children age 35 to 64 who do not have permanent life insurance
Coverage Without Barriers
Guaranteed protection, regardless of health history, that includes all the benefits of Armed Forces Mutual Membership.
Coverage That Recognizes Service
Your dedication and sacrifice deserve Guaranteed Acceptance+ — life insurance that ensures you can secure regardless of health challenges from your military service.
Choose your coverage amount from $5,000 to $25,000 to meet your specific needs. Your premiums are locked in at issuance and will never increase for any reason throughout your lifetime. During the first two policy years, death benefits are limited to 110% of total premiums paid, except for qualifying accidental deaths, which receive the full face amount. After two years, your beneficiaries receive the full death benefit.
Your Guaranteed Acceptance+ policy includes lifetime Armed Forces Mutual Membership with exclusive benefits designed for the military community. Our Survivor Assistance Services ensure your loved ones receive expert guidance through the complex process of claiming all benefits earned through your service. You also receive your own secure Digital Vault in the Member Center to store essential documents, accessible 24/7 at no additional cost. This valuable tool ensures your loved ones can easily locate important information when needed, simplifying the process during an already difficult time.
No Health Barriers
Policy Details
Choose your coverage amount from $5,000 to $25,000 to meet your specific needs. Your premiums are locked in at issuance and will never increase for any reason throughout your lifetime. During the first two policy years, death benefits are limited to 110% of total premiums paid, except for qualifying accidental deaths, which receive the full face amount. After two years, your beneficiaries receive the full death benefit.
Easy Application
Membership Benefits
Your Guaranteed Acceptance+ policy includes lifetime Armed Forces Mutual Membership with exclusive benefits designed for the military community. Our Survivor Assistance Services ensure your loved ones receive expert guidance through the complex process of claiming all benefits earned through your service. You also receive your own secure Digital Vault in the Member Center to store essential documents, accessible 24/7 at no additional cost. This valuable tool ensures your loved ones can easily locate important information when needed, simplifying the process during an already difficult time.
Coverage for Veterans
Resources to help Veterans understand their life insurance options regardless of health challenges.
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Coverage You've Earned
Join the many Veterans who have secured their family's financial future with Guaranteed Acceptance+. No medical exams, no health questions — just the coverage and respect you deserve.