Generations of Service
Since 1879, military families have counted on us to provide the financial protection they need to support and sustain their financial security. You can, too.*
You Are Why We’re Here
To help ensure the financial security and independence of the members of the American Armed Forces Community by providing insurance and other benefits.
Enduring Support
Since 1879, the Association has continuously provided our Members with always-affordable life insurance and exclusive Survivor Assistance Services, including expedited death benefit payments, securing all government benefits available, preparing government and insurance claims for the bereaved families of our Members, and providing complimentary digital vault document storage.
Support for our Members’ military families doesn’t end when their servicemember dies. Armed Forces Mutual continues to guide survivors by informing them of all new or available government benefits that may benefit them.
Access to More Opportunities
In addition to offering outstanding life insurance products and unmatched Member benefits, Armed Forces Mutual launched its two wholly-owned subsidiaries to increase the value of Membership and to more fully deliver on our mission. AAFMAA Wealth Management & Trust LLC provides expert financial planning, investment management and trust administration services to military families, while AAFMAA Mortgage Services LLC offers customized residential mortgage services to the military community.
For the generations to come, Armed Forces Mutual will still be here to provide financial services that “aid the families of the deceased members in a prompt, simple and substantial manner.”
A Strong Foundation
Our pride and strength rest in our status as a Member-owned mutual aid association consisting of more than 95,000 current servicemembers, retirees, Veterans and their families. With Armed Forces Mutual, you can rest assured that our focus will always be on doing what is right and best for you — our Members.
Military life is made up of many stages and our expert professionals are here to help guide you through each one. Call us at 877-393-2263 today and let us join you on your journey.
Armed Forces Mutual Constitution
Our Constitution provides information regarding how our Association operates, its governance structure, eligibility for Membership, and more.
We’ve Supported You All Along
Armed Forces Mutual was originally established as the Army Mutual Aid Association on January 13, 1879, when officials in the U.S. War Department saw the need for an Association to take care of fellow Soldiers in the aftermath of the Battle of the Little Bighorn — "Custer's Last Stand."
How We Began
In 1876, Lieutenant Colonel George Armstrong Custer (former brevet Major General) led his ill-fated expedition against the Cheyenne and Sioux in the Dakota Territory, culminating in the Battle of the Little Bighorn. The result of this battle starkly emphasized the desperate circumstances of bereaved Army families of that era.
At that time, when a death occurred on the frontier, surviving servicemembers would commence a “passing of the hat” to raise money that would be used to transport the Soldiers’ dependents “back East” to the care of relatives and friends. In the case of the 7th Cavalry, that tradition collapsed. There were no survivors. There was no hat to pass — and there was no one to pass it to!
Our Historic Founding
Prominent Members
Where You Fit In
Always Making Progress
Throughout the years, as our Members’ needs changed and the landscape of our Membership expanded, we have evolved to ensure all servicemembers and their families receive the support they require and deserve.
*In the following states/territories, Armed Forces Mutual is only able to issue policies to current servicemembers, military retirees, and their spouses: DC, MS, UT, and WI.

