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Let AMS Put Your Military Friends and Family on the Map.

Attention AAFMAA Members: help us spread the word about AAFMAA Mortgage Services LLC (AMS) with our Mortgage Referral Program.

As part of a 140-year-old not-for-profit member-owned association exclusively serving the military community, AAFMAA Mortgage Services (AMS) ensures that servicemembers and Veterans get the low-rate and low-cost mortgage they need and the personalized service they deserve.

If you know someone in your military network who is seeking to build, buy, or refinance a home, simply:

  • Check to see if the person resides or is planning to finance a home in one of the AMS licensed states on the map above.
  • Fill out and submit the form on this page.
  • We will contact your military friend or family member and see if we can help them with a great mortgage.

Plus, as a token of our appreciation, when they submit a complete application* with us, you will receive a beautiful Veteran-made wooden cutting board. As always, thank you for your membership with AAFMAA and helping us reach other qualified individuals.

For a full list of our licensed states and additional disclosures, please visit

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An AMS Military Mortgage Advisor will contact the person you referred to us within one business day.