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In The News

Partnership in Action

2021-08-13

SkillBridge Military Fellow Martin Taylor Is a First for AAFMAA

Martin Taylor is joining AAFMAA for a three-month internship, during which time he will be working with our insurance sales, operations and Member Benefits teams to learn about the life insurance industry and the unique services that AAFMAA provides. 

Our relationship with SkillBridge — a DoD program that provides training and development opportunities with employers seeking high-quality skills, facilitated for us by HireMilitary — is a recent addition to the cadre of professional resources beyond our own walls. It’s just one of the ways through which we can share our commitment to and support for hiring Veterans, servicemembers, and military spouses. Candidates like Martin who are eligible for SkillBridge get the assistance they need from the program so that employers such as AAFMAA can benefit from their unique skillsets.

Related: Meet Our New Partner: HireMilitary

That brings us back to Martin. His experiences make him an important and valuable addition to our team. Martin is a retired USAF Veteran with 20+ years of service, including 12 years of technical experience in directly analyzing data received from various intelligence sources using specialized analysis tools and databases. His career experience includes supporting a wide range of complex projects in Information Systems Management, Intelligence, Surveillance and Reconnaissance, formal training and strategic planning. Extensive collaboration with agencies across the Intelligence Community, including Distributed Common Ground Systems, Air Operation Centers, National Security Agency and Special Access Programs (SAP).

Additionally, Martin served as a Subject Matter Expert for Solar Photovoltaic (PV) Systems. He also worked with Solar United Neighbors on the request for proposal and selection of two companies to install PV systems in several counties. In this role, he guided and/or sold PV systems to 30+ customers and informed the local community of alternative forms of energy and transportation while participating in National Drive Electric Week.

Martin holds Bachelor of Science in Aviation Technology from Everglades University, along with three associate degrees in various Applied Sciences and Air and Space Operations Technology.

During his time at AAFMAA, Martin will work with AAFMAA VP Business Development Justin Pearson contributing to our business development growth initiatives. We are focused on making this a rewarding experience for him — and we know AAFMAA will definitely benefit from his contributions.

HireMilitary, led by founder and CEO Michael Quinn, helps servicemembers and employers receive complete transition lifecycle support.  

Common Questions

Yes, your AAFMAA policy will cover a death related to COVID-19 if you are an existing AAFMAA Member with a policy issued more than two years ago or prior to a COVID-19 diagnosis, even within the first two years the policy is owned. The only exclusion on AAFMAA policies is death by suicide within the first two years.

However it is important to note that death claims made against an underwritten policy issued within the last two years are contestable, regardless of the cause of death. Contestable death claims are reviewed and subject to denial if we find undisclosed material information that would have changed the outcome of the policy issuance decision.

Yes, if you are applying for a policy that requires medical underwriting, you must disclose a positive COVID-19 diagnosis. Not doing so would be considered material misrepresentation and could result in your policy being voided.

As mentioned above, death claims made against an underwritten policy issued within the last two years are contestable, regardless of the cause of death. Additionally, you don’t have to die for a material misrepresentation to void your contract. The policy can be voided at any point within the first two years if AAFMAA finds that you provided incorrect information about your health history and that the correct information would have prevented us from issuing the policy.

If you were diagnosed with having contracted COVID-19 prior to applying for life insurance and you failed to disclose that diagnosis on your application, your death claim could be denied. This is because, if you had disclosed your COVID-19 diagnosis, we would have followed current industry guidelines and possibly postponed acceptance of your application. In this case, your policy would be voided and your survivors would only receive a refund of the premiums you had paid.

No, the COVID-19 vaccine is classified as a typical wellness check, for which we do not require disclosures and do not deny death claims. We strongly suggest that our Members follow CDC recommendations and receive the COVID-19 vaccination as soon as they are eligible.

Industry guidelines indicate that a COVID-19 diagnosis may postpone acceptance of your application for a period of three weeks to 1 year following recovery, depending on the severity of symptoms and treatment. This timeline is subject to change as new information becomes available and industry guidelines are adjusted accordingly. Those who experience a full recovery may be considered for issue before 12 months, while serious cases (such as those which required a ventilator) may be postponed for longer.

No. Receiving a COVID-19 vaccination will not affect the acceptance of your application.

No, AAFMAA cannot change your premiums or your health classification on a policy you currently hold. Your premiums and health classification will remain the same, even if you have been diagnosed with COVID-19 or you are at a higher risk of exposure due to your job, living situation, or recent travel, or if you get one of the COVID-19 vaccinations approved for emergency use by the USFDA.