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Five-Year Renewable Term
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| Don't leave the military empty-handed. |
| Did you know that VGLI costs dramatically more than SGLI? That's why so many people who are leaving active service choose our policy for themselves and their spouses instead of VGLI. This policy is available in $10,000 units from $50,000 to $800,000 and can be renewed every five years up to age 70 at an adjusted rate. Any time before age 71 you can convert to Value-Added Whole Life Insurance with guaranteed insurability. |
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| Refunds for nonsmokers makes it hard to beat AAFMAA's low rates. |
| Thanks to AAFMAA's favorable mortality figures, 10% of annual premiums paid have been refunded every year to non-smoking Five-Year Renewable Term policy owners, making this policy even more affordable. Refunds are not guaranteed, however, they have been paid every year since the inception of the plan. |
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