AAFMAA - Insurance from a name you can trust
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Overview
AAFMAA offers low-cost term life insurance, with NO war, NO aviation and NO terrorist clauses, to members and their spouses and children/grandchildren (age 18-23) up to $800,000 per person, plus whole life insurance for the entire family up to $800,000 per person (less any term coverage). All applicants must meet medical requirements.
 
Level Term I (for ages 18-45)
Our lowest priced and most popular policy has fixed premiums and coverage to age 50 (age 40 for nicotine users). Member policies include up to $10,000 coverage per dependent child under age 21.
 

 
Level Term II (for ages 18-70)
If you want guaranteed coverage beyond age 50, you can pick a fixed coverage period with this policy for fixed premiums and death benefit.
 

 
Five-Year Renewable Term (for ages 46-70)
This policy has fixed premiums and death benefit adjusted every five years through age 70. It is attractive to those who are not sure how long they will need term coverage and is very competitive with VGLI.
 

 
Value-Added Whole Life (for ages six months through 79)
This policy offers permanent coverage with level premiums for life PLUS INCREASING cash value and death benefit (over time). Purchased at a young age, the cash value can grow to become a significant asset.
 

 
ANNUITYLife

This Value-Added Whole Life policy offers the option to immediately annuitize the cash value. No medical examinations. Single premiums only. If annuitized, payment is guaranteed at a 4% interest rate until age 100.

 

 
Medical Requirements

Click here for a summary of AAFMAA's medical requirements for AAFMAA policies.

 

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