AAFMAA’s mission is to be the premier provider of insurance, financial and survivor services to the American Armed Forces community.
As a non-profit, membership association, our focus is always on what is best for our members.
We like to think we’re family.
AAFMAA doesn’t just provide Military Life Insurance – we’re here to help you through life’s challenges by offering the right products, at the right time, for the right price. Our special Survivor Assistance Services give peace of mind to you and your family. Not sure where to start? We encourage you to call us toll-free at 1-877-398-2263. Our staff is here to answer your questions, help you choose the right Life Insurance, and guide you through every stage of Military life.
A Solid Structure
AAFMAA is a non-profit, member-owned association with over 89,000 members. Our strong financial foundation is the result of careful investing of membership dollars. All member families receive our Survivor Assistance Services, including prompt benefits payments and filing of claim forms with Government and insurance providers. Payment is certain in the event of a combat death because our policies have No war clause, No aviation clause or exclusion, and No terrorist clause.
A History Rooted in the Needs of the Military
The Army Mutual Aid Association was established in 1879 as a result of the Battle of Little Big Horn, also known as "Custer's Last Stand." During frontier times when an officer died, the remaining soldiers would literally "pass the hat" to raise money for the surviving family. With too few soldiers to pass the hat, the system collapsed, leaving the deceased soldiers' families in need. To remedy this situation, Army officers established the Army Mutual Aid Association.
Over 134 years later, AAFMAA is protecting all members of the Armed Forces and their families with coverage up to $1,000,000 and over $1 billion in assets.
A Strong Future
AAFMAA remains committed to providing the absolute lowest-cost Life Insurance policies to the Military. Younger insureds can save up to 27% over SGLI with our Level Term I policy. Older members can save thousands of dollars over VGLI with our Level Term II policy. Unlike Government plans, you can keep and buy more AAFMAA policies after you leave the Military.
||Army Mutual Aid Association established
||Eligibility extended to Guard/Reserve
||Eligibility extended to USAF officers (Guard / Reserve included)
||Name changed to Army and Air Force Mutual Aid Association (AAFMAA)
||Eligibility extended to NCOs; age limit raised to 66
||Eligibility extended to all Army and Air Force personnel (regardless of rank)
||Eligibility extended to Honorably Discharged Veterans (any service) residing in Virginia, North Carolina and South Carolina
||Eligibility extended to Honorably Discharged Veterans (any service) residing in Maryland
AAFMAA Financial Advisors LLC established as a wholly-owned subsidiary to perform Member Services, Survivor Assistance Services, and other financial services for AAFMAA members and families
||Eligibility extended to include Honorably Discharged Veterans (any service) residing in Florida, Oklahoma, and Hawaii
||Eligibility extended to include Navy, Marine Corps, and Coast Guard
||Eligibility extended to include Honorably Discharged Veterans (any service) residing in Connecticut
Servicemembers' Group Life Insurance (SGLI) – The Department of Veterans Affairs administers SGLI to provide insurance benefits for Veterans and Service Members who may be unable to get insurance from private companies because of their Military service, or a service connected disability.
Veterans Group Life Insurance (VGLI) – VGLI is a five-year renewable term plan available to all members who are retired, separated, or released from active duty. Reservists who are injured while performing active duty are also eligible. VGLI may be issued in multiples of $10,000 to a maximum of $400,000.
VGLI isn't issued in excess of the amount of SGLI carried at the time of separation from service.